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Informative Articles

Don't Wait for Tax Time to Look at the Bottom Line
A curious thing happens to entrepreneurs in the spring of every year. They wake up one day and realize they had better figure out how much money they made last year so they can pay their taxes. But wait, shouldn't a business owner already KNOW how...

Five Ways to Improve Your Bottom Line
Copyright 2005 Log Cabin Rustics “A penny saved is a penny earned”, the old adage attributed to Ben Franklin, only tells half of the story. A penny saved is really better than a penny earned, because you don’t have to pay taxes on it. Here,...

How To Drive The IRS Crazy
Looking for an easy way to increase your business deductions? Look no further than your driveway. First, the general rule: your vehicle is deductible to the extent you use it for business. So, if you drive your car 100% for business, all car-...

How To Start Investing For Financial Independence, Part 1
Today, I am going to start a multi-part series about how to go from being a beginning investor to being “financially independent” in a steady and predictable way. At our website, we get tons of e-mails about how do I start, how do I start with...

Keeping Your Own Money – NOT Handing It Over To The Taxman.
Most people trying to make a crust online (or offline for that matter) are so focused on doing just that, they ignore taking simple steps to ensure that they hang on to just as much of it as they can. Instead, they hand over large lumps of their...

 
Child and Dependent Care Credit can help you save on your taxes

The cost of raising a child is elevating every day. Paying for baseball leagues, dance lessons, day care, clothing, food and school supplies can add up to be a large sum of money. On the other hand, if you are caring for a parent, a spouse or any other dependent that are physically or mentally incapable of caring for themselves can also add up to be a large sum of money. If you are in either one of these categories, the IRS has a child and dependent care tax break for you to save money on your income tax.

According to the IRS website, this credit is available to people who, in order to work or to look for work, have to pay for child care services for dependents under age 13. The credit is also available if you paid for care of a spouse or a dependent of any age that is physically or mentally incapable of self care. "Many people do not know on how many different ways they can save money on their taxes," said Jayson French, a tax practitioner for Palm Beach Tax Center. "Child and Dependent Care Credit can be very helpful for parents that have to pay for daycare and other work related expenditures."

The tax credit is a percentage, based on your gross income will cover work related child and dependent expenses. For example, if your child needs after-school care because you work until 6 p.m., you will fit in this category. Conditions that apply:

- You must

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have earned income from wages, salaries, and tips or other taxable employee compensation, or net earnings from self-employment. If you are married, both you and your spouse must have earned income, unless one spouse was either a full-time student or was physically or mentally incapable of self-care.

- The payments for care cannot be paid to someone you can claim as your dependent on your return or to your child who is under age 19.

- Your filing status must be single, head of household, qualifying widow(er) with a dependent child, or married filing jointly.

- The care must have been provided for one or more qualifying persons identified on the form you use to claim the credit.

-You (and, if you are married, your spouse) must maintain a home that you live in with the qualifying child or dependent.

For more information, go to http://www.irs.gov/newsroom/article/0,,id=106189,00.html

About the author:

Pete Glocker is employed in the Education and Charitable Services Department at Debt Management Credit Counseling Corp. ("DMCC"), a 501c(3) non-profit charitable organization located in Boca Raton, Florida. Pete graduated from Florida Atlantic University with a BA in Multimedia Journalism and is an experienced web producer for Tribune Interactive products Sun-Sentinel.com and SouthFlorida.com. DMCC provides free financial